Cookie Policy

Last updated: April 3, 2026

This Cookie Policy explains how Moniepot uses cookies and similar technologies when you visit our website and use our personal finance management platform. This policy should be read alongside our Privacy Policy.

What Are Cookies?

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They help websites remember information about your visit, making your next visit easier and the site more useful to you.

Similar technologies include web beacons, pixels, and local storage, which serve similar purposes to cookies.

How Moniepot Uses Cookies

Moniepot has a minimal cookie footprint. We prioritize your privacy and only use essential technologies necessary for our service to function properly.

✅ We do NOT use cookies for advertising or marketing purposes. We use Google Analytics for website analytics and PostHog for product analytics only (see sections below).

Types of Data Storage We Use

Essential Authentication (Firebase)

Purpose: User authentication and session management

Technology: Firebase Authentication tokens stored in browser storage

Duration: Session-based (typically 1 hour with automatic refresh)

Necessary: Yes - Required for login functionality

These tokens are managed by Google Firebase and are essential for secure authentication. They are stored in your browser's local storage, not as HTTP cookies.

Cookie Consent Preferences

Purpose: Remember your cookie consent choices

Cookie Name: moniepot-cookie-consent

Duration: 1 year

Necessary: Yes - Required to remember your preferences

This cookie stores your consent preferences so we don't show the cookie banner on every visit.

Security Headers

Purpose: Security and performance monitoring

Technology: HTTP headers (not cookies)

Data: Response times, security events

Necessary: Yes - Required for security

We use security headers to protect against common web vulnerabilities. These don't store data on your device.

Google Analytics

We use Google Analytics to understand how visitors use our website and to improve our service. Google Analytics uses cookies and similar technologies to collect and analyze information about your use of our website.

What Google Analytics Collects

  • Pages Visited: Which pages you view on our website
  • Session Duration: How long you spend on our website
  • Device Information: Device type, browser type, and operating system
  • Geographic Location: Country and city level location (not precise)
  • Referral Source: How you arrived at our website
  • User Interactions: Clicks, scrolls, and other interactions

What Google Analytics Does NOT Collect

  • Personally Identifiable Information: Names, email addresses, phone numbers
  • Financial Data: Your budgets, transactions, or financial information
  • Passwords or Credentials: Login information or authentication data
  • Cross-Site Tracking: We do not track your behavior across other websites

How We Use Google Analytics Data

  • Understand how visitors use our website
  • Identify popular pages and features
  • Optimize website performance and user experience
  • Detect and fix technical issues
  • Improve our marketing and content strategy

Privacy Protections

✅ Privacy-First Configuration

  • IP anonymization enabled - Your IP address is anonymized
  • No cross-site tracking - We don't track you across other websites
  • No advertising integration - Google Analytics data is not used for advertising
  • Data aggregation - All data is aggregated and anonymized
  • No individual user identification - We cannot identify who you are

Opting Out of Google Analytics

You can opt out of Google Analytics tracking in several ways:

  • Google Analytics Opt-out Browser Add-on: Download here
  • Browser Settings: Disable cookies in your browser settings
  • Do Not Track: Enable "Do Not Track" in your browser (if supported)
  • Google Account Settings: Manage your Google account privacy settings

Note: Opting out of Google Analytics will not affect your ability to use Moniepot. For more information about Google Analytics, visit the Google Privacy Policy.

Security Headers

We use HTTP security headers to protect your data and prevent common web vulnerabilities. These headers do not store data on your device.

What We Don't Use

To protect your privacy, Moniepot does NOT use:

  • Advertising Cookies: No ad networks or retargeting pixels
  • Social Media Cookies: No social media tracking or sharing buttons
  • Marketing Cookies: No behavioral tracking or profiling
  • Third-Party Cookies: No external tracking services

Your financial data stays private. We don't track your browsing behavior or share data with advertisers.

Managing Your Cookie Preferences

Browser Settings

You can control cookies through your browser settings:

  • Chrome: Settings → Privacy and Security → Cookies and other site data
  • Firefox: Settings → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Manage Website Data
  • Edge: Settings → Cookies and site permissions → Cookies and site data

Impact of Disabling Cookies

⚠️ Important:

Since we only use essential authentication tokens, disabling cookies or browser storage will prevent you from logging into Moniepot. The app requires Firebase authentication to function properly.

Third-Party Services

Moniepot uses the following third-party services that may store data:

Google Firebase Authentication

Handles user authentication and session management

Google Privacy Policy

Google Analytics

Analyzes website traffic and user behavior (anonymized)

Google Privacy Policy

Google Cloud Vision API

Processes receipt images for OCR (Optical Character Recognition)

Images are processed securely and not stored by Google.Learn more

Vercel (Hosting)

Hosts our application and may collect basic analytics

Vercel Privacy Policy

PostHog (Product Analytics)

Tracks feature usage events to help us improve the product. No financial data is included. Production only.

PostHog Privacy Policy

PostHog Product Analytics

We use PostHog to understand how users interact with the Moniepot application and to improve the product experience.

What PostHog Collects

  • Feature Events: Actions like budget created, transaction added, or subscription upgraded
  • User Identifier: Your Moniepot user ID (to associate events with your account for product improvement)
  • Device Information: Browser type and device type

What PostHog Does NOT Collect

  • Financial Data: No budget amounts, transaction values, or account balances
  • Passwords or Credentials: No authentication data
  • Cross-Site Tracking: PostHog does not track you across other websites

✅ Production Only

PostHog only collects data in the production environment. No data is sent during development or staging.

For more information, visit the PostHog Privacy Policy.

Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for legal reasons. When we make changes, we will:

  • Update the "Last Updated" date at the top of this page
  • Notify you through the application if changes are significant
  • Request new consent if required by law

Contact Us

If you have questions about our use of cookies or this Cookie Policy, please contact us:

We're committed to transparency about our data practices and will respond to your inquiries promptly.